Our client applied for a loan modification through their loan servicer, Seterus, Inc. Even though our client was in review for a first lien loan modification, Seterus Inc. maintained a foreclosure sale date.

Faced with their home being foreclosed, the client contacted our attorney and we filed a lawsuit to stop the foreclosure process. 

Outcome: The client obtained a temporary restraining order prohibiting Seterus Inc. from foreclosing on our clients’ property pursuant to California Civil Code §2923.6, which prohibits foreclosure, the recordation of a notice of default or notice of sale when the borrower is in active review for a first lien loan modification. The case later settled, and our client kept their home and resumed mortgage payments. The client’s loan was modified with affordable monthly payments.