No. You do not have to spend hundreds of dollars on credit repair companies to fix your credit score.
Instead, you can save money by learning how to write a credit dispute letter to the credit bureaus to fix your credit report errors. You can file a lawsuit against the credit bureaus if you have not heard from them within 30 days.
Get in touch with our credit dispute lawyers at 818-254-8413 for a free consultation.
A Simple TransUnion Dispute Letter Can Fix Your Credit Report Errors
One of the best ways to dispute credit errors is to write a credit dispute letter to a credit bureau, such as writing a TransUnion dispute letter. TransUnion is one of 3 credit bureaus nationwide that provides credit reports to consumers.
Three-Step Process to Resolve Credit Report Errors
By following these three steps, you can help correct errors on your credit report and fix your credit score. If you get lost on one of the steps, our lawyers will make sure you get through the steps successfully.
Step 1: Get Your Annual Complimentary Credit Report
The Fair Credit Reporting Act, or FCRA, disclosure entitles you to a free copy of your credit report every year from each of three credit bureaus: TransUnion, Equifax, and Experian.
After receiving a copy of your credit report, carefully examine it for errors. Highlight every error that you will include in your dispute letter.
Step 2: Write a Dispute Letter to Your Credit Bureau
List all mistakes you highlighted and include documents to support your claim. The reporting agency has 30 days of receiving your dispute letter to investigate and correct errors.
Step 3: File a Lawsuit with a Credit Dispute Lawyer
If the credit bureau has not responded to your claim within 30 days, you can file a lawsuit against the credit bureau to correct the errors.
Credit reporting agencies receive hundreds of dispute letters every day and will use every trick in their book to avoid dealing with them. So with the documents you provided in your dispute letter, the more chance you have to win in court.
Our Credit Dispute Lawyers Offer Free Legal Advice
Don’t risk spending hundreds of dollars on credit repair companies’ services. Our experienced credit dispute lawyers will help you write a strong dispute letter that will correct credit report errors and fix your credit score. Get in touch with our credit dispute lawyers at 818-254-8413 to fix your credit.
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