Understanding the California Lemon Law: A Guide for Consumers

If you purchased a car in California and had to take it to a shop for repairs multiple times, you may have purchased a lemon car. The California lemon law protects those who purchased a lemon car and gives them the right to seek compensation for it.

If you purchased a vehicle but the dealer was being deceitful by either not disclosing prior accidents, posting false advertised prices, adding add-ons without your approval, and other fraudulent acts, you have the right to get your money back.

Filing bankruptcy sounds scary, but think of it as a way to get a fresh start from debt. If you are facing home foreclosure, car repossession, or out-of-control debt, bankruptcy can help you deal with it. Bankruptcy will generally allow you to keep your properties and help you catch up on your debt by coming up with a payment plan that the court approves.

Your credit report should always have correct information since it affects your financial moves. If it is reporting something that isn’t true, it can bring down your credit score, lowering your chances of getting better mortgage rates or getting an apartment. Mistakes on credit reports can happen from credit bureaus not reporting correctly due to getting your name mixed up, someone stealing and using your personal information, or inquiries that you did not authorize.

If your home was sold at a foreclosure auction with equity remaining, you are entitled to money left over from the sale. This amount is known as surplus funds. To claim surplus funds, however, there are a couple of steps that you will need to go through.

If you purchased a vehicle but the dealer was being deceitful by either not disclosing prior accidents, posting false advertised prices, adding add-ons without your approval, and other fraudulent acts, you have the right to get your money back.