• Home
  • Practice Areas
    • Auto Fraud
      • Bait & Switch
      • Deferred Down Payment
      • False Advertising
      • Falsifying Signatures
      • Finance Scams
      • Flood Damage
      • Frame Damage
      • General Auto Fraud
      • Mechanical Defects
      • New Dealer Returns
      • Odometer Fraud
      • Prior Rental Vehicle
      • RV Fraud
      • Salvage Title
      • Smog
      • Warranty Fraud
      • Yo-Yo Financing
    • Lemon Law
      • Manufacturers
        • Acura
        • Alfa Romeo
        • Aston Martin
        • Audi
        • Bentley
        • BMW
        • Buick
        • Chevrolet
        • Chrysler
        • Dodge
        • Ferrari
        • Ford
        • GM
        • Honda
        • Hyundai
        • Infiniti
        • Jaguar
        • Jeep
        • Kia
        • Lamborghini
        • Land Rover
        • Lexus
        • Maserati
        • Maybach
        • Mercedes
        • Mitsubishi
        • Nissan
        • Porsche
        • Rolls Royce
        • Subaru
        • Tesla
        • Toyota
        • Volkswagen
        • Volvo
      • Cities
        • Anaheim
        • Carlsbad
        • Costa Mesa
        • Irvine
        • Long Beach
        • Los Angeles
        • Manhattan Beach
        • Oxford
        • Palmdale
        • Riverside
        • San Diego
        • Santa Ana
        • Santa Barbara
        • Temecula
        • Ventura
      • Arizona Lemon Law
      • How Does the Lemon Law Work
      • Luxury Vehicles
    • FCRA
      • Background Check
      • Identity Theft
      • Mixed Files
    • Other Practice Areas
      • Bankruptcy
      • Recover Surplus Funds
      • Stop Foreclosure
  • Success Stories
  • Reviews
  • Articles
    • Dealing with Auto Fraud
    • Credit Report Dispute
    • Filling Bankruptcy
    • Lemon Law Blog
    • Recovering Surplus Funds After Foreclosure
    • Recalls
  • FAQ
    • Auto Fraud FAQ
    • Lemon Law FAQ
    • File Bankruptcy FAQ
    • General FAQ
    • California FAQ
    • Stop Foreclosure FAQ
    • Mortgage FAQ
    • Legal FAQs
  • About Us
    • Our Attorneys
    • Our Staff
    • California Office
    • Tucson, AZ Office
  • Contact Us

Understanding the California Lemon Law: A Guide for Consumers

Talk to a Lawyer today(818) 254-8413
Click HereFREE Consultation Evaluation

Stop Foreclosure after a Notice of Default

January 31, 2014 by Chuck Panzarella

Stop Foreclosure after a Notice of DefaultReceiving an official Notice of Default from your lender means that they have officially started the foreclosure process. A Notice of Default, or NOD, is issued by your lender’s attorneys after 3 or more missed mortgage payments. At this stage of the foreclosure timeline, the bank will let you know how much must be paid in order to bring the account current – which after fees and penalties is typically an insurmountable number. This doesn’t mean that you can’t stop the foreclosure after receiving a Notice of Default.

Finding the funds to pay the arrearages is an unlikely solution for most homeowners, as financial problems are typically at the heart of the issue. Most homeowner’s first reaction is to contact their lender and submit a package for a loan modification. New foreclosure laws in California prevent the lender from legally progressing the foreclosure process during a loan modification, but that doesn’t mean they always follow the rules. If your lender progressed the foreclosure process while you were in review for a loan modification, you may be able to file a lawsuit for the violation.

In some cases, the lender may not have violated the law, leaving you as the homeowner with fewer options. Filing bankruptcy to stop foreclosure after receiving a NOD is a good option for many Californians. While the idea of filing Chapter 7 or Chapter 13 Bankruptcy is a scary proposition for many people, taking that step actually has benefited thousands of homeowners every year. You can speak to one of our Chapter 7 and Chapter 13 attorneys to see what your best options are.

How Long Do You Have to Take Action?

Most people want to know how long it will take for their lender to foreclose after issuing a Notice of Default. If no action is taken, the lender can issue a Notice of Trustee Sale 90 days after the Notice of Default. The Notice of Trustee sale gives about 30 days’ notice prior to the foreclosure auction. So – at minimum, it takes 110-120 days between the notice of default and the foreclosure date.

While you may not need to take action immediately, depending on your legal options for stopping the foreclosure, it’s wise to contact a foreclosure attorney immediately. The sooner that you contact a foreclosure lawyer for legal advice, the better – as you have more options to stop the foreclosure process given more time.

Free Consultations with Our Foreclosure Defense Attorneys

Our Los Angeles-based Law Firm offers free legal consultations for Californians facing foreclosure. All you have to do is call us. We will go over some preliminary information with you to get an idea of your situation and work with you to develop a custom foreclosure defense plan to make sure you save the home. We’ll also discuss any fees associated with our services so that you have a clear picture of what steps it will take to stop the foreclosure.

Filed Under: California Lawyers, Foreclosure Attorneys Tagged With: Notice Of Default, Notice of Trustee Sale, stop foreclosure, Stop Foreclosure after a Notice of Default, stop notice of default

Primary Sidebar

Categories

Recent Posts

  • Abogado de Fraude de Dealer de Autos
  • 2014 GMC Sierra 1500 Owner Wins Case Due To Dealer Lying About The Car’s Condition
  • Lemon Law Refund For 2018 Infiniti Q50 Red Sport 400 For Engine Problems
  • 2023 Ford Ranger Owner Wins Lemon Law Case When The Vehicle Was Out of Commission for 30 Days
  • Lemon Law Refund for 2023 Mercedes Benz M2CA4G with Defective Rear Cargo Door and Flooring

Contact Us Today

Se Habla Español

Free Legal Advice

(818) 254-8413

This field is for validation purposes and should be left unchanged.

Cases That We Settled

  • Consumer Action Law Group Auto
    Fraud Attorneys Win Case Against Superior Car Company
    L. Read More
  • Consumer Action Law Group Auto
    Fraud Attorneys Win Case Against Future Ford
    Lincoln Ashley Read More
  • Consumer Action Law Group Auto Fraud
    Attorneys Win Case Against FCA US, LLC (Chrysler)
    M. Read More

2025© Consumer Action Law Group | 3700 Eagle Rock Blvd. Los Angeles CA 90065 | PH: (818) 254-8413 | All rights reserved. // Website by Webstuff

  • Home
  • Practice Areas
    • Auto Fraud
      • Bait & Switch
      • Deferred Down Payment
      • False Advertising
      • Falsifying Signatures
      • Finance Scams
      • Flood Damage
      • Frame Damage
      • General Auto Fraud
      • Mechanical Defects
      • New Dealer Returns
      • Odometer Fraud
      • Prior Rental Vehicle
      • RV Fraud
      • Salvage Title
      • Smog
      • Warranty Fraud
      • Yo-Yo Financing
    • Lemon Law
      • Manufacturers
        • Acura
        • Alfa Romeo
        • Aston Martin
        • Audi
        • Bentley
        • BMW
        • Buick
        • Chevrolet
        • Chrysler
        • Dodge
        • Ferrari
        • Ford
        • GM
        • Honda
        • Hyundai
        • Infiniti
        • Jaguar
        • Jeep
        • Kia
        • Lamborghini
        • Land Rover
        • Lexus
        • Maserati
        • Maybach
        • Mercedes
        • Mitsubishi
        • Nissan
        • Porsche
        • Rolls Royce
        • Subaru
        • Tesla
        • Toyota
        • Volkswagen
        • Volvo
      • Cities
        • Anaheim
        • Carlsbad
        • Costa Mesa
        • Irvine
        • Long Beach
        • Los Angeles
        • Manhattan Beach
        • Oxford
        • Palmdale
        • Riverside
        • San Diego
        • Santa Ana
        • Santa Barbara
        • Temecula
        • Ventura
      • Arizona Lemon Law
      • How Does the Lemon Law Work
      • Luxury Vehicles
    • FCRA
      • Background Check
      • Identity Theft
      • Mixed Files
    • Other Practice Areas
      • Bankruptcy
      • Recover Surplus Funds
      • Stop Foreclosure
  • Success Stories
  • Reviews
  • Articles
    • Dealing with Auto Fraud
    • Credit Report Dispute
    • Filling Bankruptcy
    • Lemon Law Blog
    • Recovering Surplus Funds After Foreclosure
    • Recalls
  • FAQ
    • Auto Fraud FAQ
    • Lemon Law FAQ
    • File Bankruptcy FAQ
    • General FAQ
    • California FAQ
    • Stop Foreclosure FAQ
    • Mortgage FAQ
    • Legal FAQs
  • About Us
    • Our Attorneys
    • Our Staff
    • California Office
    • Tucson, AZ Office
  • Contact Us