Most lenders do their best to give homeowners hope that they will be able to avoid foreclosure up until the last possible minute. Essentially, the mortgage company doesn’t want you to take legal action to stop the foreclosure, so they leave you with as little time to act as possible. This is why our firm receives calls from homeowners with just days until their foreclosure sale date who are looking for options to stop the auction. In these cases, homeowners are forced to file a Temporary Restraining Order (TRO) against their lender to stop the foreclosure sale.
The only way to get a Temporary Restraining Order against your mortgage company is to go through the judge. Some homeowners try to take on this task themselves, but the consequences of not being successful mean the home will be sold at a foreclosure auction. We recommend hiring a foreclosure attorney who can file an emergency Temporary Restraining Order to stop your foreclosure fast.
While the TRO will stop the sale of the property immediately, the protection is only temporary. Once you have convinced the judge to issue a Temporary Restraining Order, additional steps are taken to permanently stop the foreclosure, and keep you in the property for good.
Should You Sue Your Lender?
Most Temporary Restraining Orders to stop foreclosures are followed by a mortgage litigation lawsuit. The TRO is only designed to stop the sale in order for you to take additional action. Taking the steps to sue your lender can help to ensure that you are able to permanently stop the foreclosure.
Our firm has helped Californians successfully sue every major mortgage lender, and be able to stop their foreclosure sale. Many of these cases began with a TRO to delay the sale date so that our attorneys had enough time to file the lawsuit against the mortgage company.
Do Not Delay – Time Is of the Essence!
Give yourself a fighting chance at stopping foreclosure by calling our foreclosure attorneys today. The sooner you take action, the more likely it is that we can stop your foreclosure after filing a Temporary Restraining Order.